Need Extra Cash Before Payday?

Loan calculator

What you can get

Apply for short-term loans from R500 to R5 000.

What you'll need

  • South African ID
  • Proof of income
  • Latest bank statements
  • Permanently employed

Self-employed may also apply.

How to apply

  1. 1 Choose your amount
  2. 2 Click "Apply"

R1 000

1 month

View cost breakdown
Loan amount
Interest
Initiation fee
Monthly service fee
Total cost of credit
Total repayable
Repayment date

Estimate only. Final fees are confirmed in your loan agreement.

Apply online

Need Extra Cash Before Payday?

Short-term loans. Apply online and get a quick response.

We're flexible
We're committed to you
We're transparent

Flexible

Loans aligned to your pay cycle. Apply online and track your application.

Transparent

What's in your agreement is what counts. Ask us if anything is unclear.

Responsible

Registered credit provider in South Africa. NCRCP20247.

How it works

  1. Apply online

    Fill in the application on our site.

  2. Upload documents

    SA ID, proof of income, and latest bank statements.

  3. We review

    Affordability and documents are checked.

  4. Get feedback

    If approved, you receive agreement details before payout.

Repayments

Collected by debit order on the date in your agreement.

  • Debit order on your agreed date
  • Repayment date set upfront
  • Terms in your agreement
  • Collections run automatically

Financial access, done with care

Built to complement how you already interact with modern banking and pay schedules, Mepho Pay Day Loans focuses on fast, orderly processing for qualifying applicants.

Learn more about us →

Customers Testimonials

  • “Mepho Pay Day Loans helped me through tough times with fast approval and flexible repayment options.”

    Siphe Mtshali Analytics
  • “Thanks to Mepho Pay Day Loans, I secured funds quickly and easily, making my financial stress disappear.”

    Sihlesanele Nkosi Civil Engineer
  • “Mepho Pay Day Loans provided me with the cash I needed instantly, and their repayment plan was flexible and stress-free.”

    Sanile Gumede IT Support

Continue to apply

To make the application process smooth, please tell us if you are a new or returning client (returning means you have applied with us before).